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Up-to-date articles on matters that offer an informed perspective on your own financial journey. We invite you to discover more and get informed as you explore our blog.

Tuesday, June 18, 2024

Nearly every American worker includes Social Security benefits as part of their comprehensive retirement plan. As a member of the workforce, you pay Social Security taxes, which earn you “credits,” that go toward your Social Security...

Monday, June 17, 2024

As a young person, you imagine you have all the time in the world to save for retirement. You live in the present with the future a mere blip out on the horizon. But time has a way of flying by, and you realize that maybe you are not...

Monday, June 10, 2024

There is one thing that we will most likely all do one day: regardless of your status in society, position at work, or whether you are tall or short, you may pass down assets to loved ones. When that day arrives, an estate plan is...

Thursday, June 6, 2024

Earnings Season is akin to bringing home the report card for the parents to see; I get to be on the fun side of this activity now as a parent and am happy to report all my kids earned a trip to their favorite local Hibachi restaurant....

Monday, June 3, 2024

Adopting a strategic approach to content consumption can save money In today's digital age, entertainment is just a click away, with streaming services offering an array of content at our fingertips. However, the convenience of...

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Monday, May 27, 2024

529 plans are a tool for those looking to save for college for their children, grandchildren, or any family member. While most people know that they are one of the most popular saving methods for college, many myths surrounding these...

Monday, May 20, 2024

Throughout the years, the market has experienced regular periods of volatility. Periodically, the Federal Open Market Committee (FOMCC) reviews its monetary policy, which creates both worry and anticipation among consumers and...

Thursday, May 9, 2024

Today we continue our estate planning series with arguably the #1 question that we get during our financial planning meetings with clients. DO I NEED A TRUST? First off, as the compliance department makes me disclose, I am not an...

Monday, May 6, 2024

For workers in the U.S., a six-figure income is enough to land you in the top 10 percent of wage earners.1 Looking even higher, the top 5 percent earns an average of $340,000 per year, while the top 1 percent earns an average of $820...

Monday, April 29, 2024

To maintain good physical health, most people must exercise regularly, eat a balanced diet, and keep stress to a minimum. Achieving financial wellness is no different. It requires careful planning, smart decision-making, and consistent...

Tuesday, April 23, 2024

April marks Stress Awareness Month, which provides a great opportunity to shed light on a topic often overlooked in the world of high-net-worth investors, which is mental health. For anyone who is used to managing substantial wealth,...

Tuesday, April 16, 2024

The journey to prosperity involves more than just a high income. It requires strategic planning, wise investment decisions, and a keen understanding of your financial landscape. On Financial Professional Day, explore how working with a...

Tuesday, April 9, 2024

Learning financial literacy, such as money management, budgeting, and investing, can seem daunting, but is no different than learning how to speak another language. Being financially literate allows you to have a better, more...

Tuesday, March 26, 2024

As high-net-worth (HNW) individuals approach their golden years, retirement planning often becomes a focal point of their financial strategies. One aspect of this planning that sometimes creates confusion or misinterpretation is the...

Monday, March 25, 2024

If you have a 529 education savings plan, it can now be converted to a Roth IRA. Both plans are funded by after-tax money. Initially, the money put into a 529 plan had to be used toward education expenses. If, for whatever reason, the...

Monday, March 18, 2024

Who doesn’t remember their first job, receiving your first paycheck, and even applying for and using a credit card for the first time? Access to money provides a sense of freedom and the ability to buy things you want with your...

Sunday, March 10, 2024

As you approach retirement, you're probably envisioning a future of leisure, adventure, and well-deserved relaxation. But just as you plan your wardrobe for different seasons, organizing your financial closet is crucial to help manage...

Thursday, March 7, 2024

A big part of my role is to stay up to date on current events that can affect the market and our portfolios. During my daily readings, I often stumble upon articles that make big predictions about future market movements/returns. These...

Monday, March 4, 2024

A personal credit crisis is something many people fear, as it can lead to financial ruin and burden an individual with immense debt. Fortunately, steps can be taken to avoid such a crisis, even for high earners who may seem financially...

Tuesday, February 20, 2024

When filing your income taxes, each taxpayer is different. Some prefer reducing the taxes they owe and getting the most significant possible refund, while others work to keep the taxes they pay as low as legally required. The IRS...

Saturday, February 10, 2024

In the world of investing, risk and reward go hand-in-hand. To help manage risk and reward, investors often utilize a portfolio diversification strategy that mitigates risk while working toward accumulation across asset classes....

Wednesday, February 7, 2024

In my last official “financial planning email” I wrote about the Importance of Beneficiary Designations. In my world, that is probably the single easiest item to correct that results in issues for your loved ones down...

Tuesday, February 6, 2024

Mindfulness and adaptability can position you for long-term confidence As the world evolves, so too do the challenges faced by the younger generations entering the workforce. Over the last year, nearly four in 10 Gen Z individuals have...

Tuesday, January 30, 2024

Independence is important in retirement. The more independent retirees are, the more fulfilling their retirement is likely to be. However, living independently as you age isn't always easy and may take some degree of planning well...

Monday, January 22, 2024

Tax planning might be complex, but it's also essential—especially for high-net-worth families, where missing tax breaks or failing to optimize income could cost significant dollars, maybe millions, over a lifetime. And even in...

Monday, January 15, 2024

As one approaches retirement, monitoring your financial situation by understanding your net worth and assessing the assets and resources needed to maintain a comfortable lifestyle throughout retirement is vital. This article explores...

Monday, January 8, 2024

Determining how your income impacts Social Security (SS) taxes is important for tax planning. Factors that determine how much pay SS tax you pay, depending on your circumstances, include: If you have income from working in retirement....

Friday, December 29, 2023

When it comes to financial bad habits, the most common are also well known — don’t spend too much, don’t take on unsustainable debt, and avoid living paycheck to paycheck. But what happens once you’ve...

Tuesday, December 19, 2023

Whether you want to save money, pay off debt, or simply gain a better understanding of your financial habits, it’s essential to keep a close eye on your spending. This article explores five essential strategies to help you track...

Monday, December 18, 2023

Many individuals are aware of their capacity to impact the world to make it a better place through giving. Philanthropy and charitable giving provide a platform for them to affect positive change beyond wealth accumulation. Charitable...

Monday, December 11, 2023

As the end of the year approaches, investors need to focus on tax-related considerations, particularly regarding capital gains. Year-end tax planning can help investors manage their overall tax liability while seeking to manage...

Monday, December 11, 2023

  For those who didn’t know, Charlie Munger passed away at the age of 99 about a week ago.  Known for his wisdom and many quips (think the Yogi Berra of investing), Charlie was more than just Warren...

Monday, December 4, 2023

Life today is expensive, and contributing to a retirement plan is more beneficial than ever. Recently, the IRS announced it was raising the contribution limit for 401(k)s to $23,000 for 2024, up from $22,500. In a world where pensions...

Thursday, November 23, 2023

A list of things to consider as you think about year-end charitable donations With its family traditions and festive celebrations, the holiday season is the most wonderful time of the year. And according to GivingTuesday.org, the...

Monday, November 13, 2023

Investing your money is a great way to prepare for retirement and help your financial goals. While investing is vital for smart saving, not all investments are on the up and up. While there is always some degree of risk when investing...

Monday, November 6, 2023

As the year’s end approaches you must prepare for one of the most critical monetary tasks: year-end tax planning. Due to the nature of their holdings and dynamic financial situation, individuals often grapple with complex tax...

Monday, October 30, 2023

It is a special person who becomes a healthcare professional. They are nurturing, kind, and generous with their time and patience. Every day they go to work and care for another person’s needs. Over the past couple of years, with...

Monday, October 23, 2023

As more and more consumers search for financial information on the Internet, they may inadvertently leave themselves open to being “tracked” by certain companies and individuals. Visitors to financial websites have created...

Monday, October 16, 2023

Those who receive an inheritance with the passing of a loved one are potentially given the gift of financial freedom if they choose to manage the wealth carefully. Did you know that only about one-third of adults have a prepared will,...

Wednesday, October 11, 2023

Today’s market piece will be a bit of a mashup of the two topics. I’ve spent the better part of a week considering what topic I would like to write about today. Topics considered were interest rates, inflation, earnings,...

Monday, October 9, 2023

You often hear people discuss "saving for retirement,” but in many cases, they're actually referring to their investing. The adage "you can't save your way to wealth" is simplistic, but has a kernel of truth; putting your money...

Monday, October 2, 2023

You have probably heard about financial planning and its potential benefits, but you are unsure how to apply the principles to your life. A financial plan is a collection of steps that help you to evaluate your financial condition and...

Monday, September 25, 2023

Custodial accounts differ from other types of accounts in that an individual controls the account for the benefit of a minor, who is the beneficiary. It's important to note that the individual managing the custodial account acts as a...

Monday, September 18, 2023

From unemployment to a sudden health crisis to a crippling accident, being financially prepared for life's many challenges may smooth the road ahead. Whether you are just starting out or have been working toward financial health for...

Monday, September 11, 2023

Credit can be a scary subject to approach, whether or not you want to jump into it isn’t an option in most cases; credit determines a lot, but it can also be a great financial tool when used properly. When your credit score is...

Monday, September 4, 2023

Saving for retirement is important for all ages, the key is to start early Land a great new job? Awesome. Now is the perfect time to think about your 401(k) and retirement plan, whether you had one before or not. Saving for retirement...

Thursday, August 24, 2023

Planning for marriage should involve more than just picking out invitations and deciding whether you should serve chicken or fish at the reception. More importantly, you'll want to take a look at how marriage will impact your financial...

Monday, August 14, 2023

Though you won't be able to ride along in your child's suitcase, there are ways you can help him or her make the adjustment to college. You can start by talking with your child about certain subjects before he or she leaves for college...

Monday, August 7, 2023

Money concerns can be overwhelming to the point that they affect other aspects of your life, including your mental and physical well-being. However, there are various strategies you can use to help you better manage and alleviate this...

Tuesday, August 1, 2023

Investing for your retirement isn't about getting rich quick. More often, it's about having a game plan that you can live with over a long time. You wouldn't expect to be able to play the piano without learning the basics and...

Tuesday, July 25, 2023

Do you know the answer if your financial professional asks you what type of investor you are? While it may be challenging to classify yourself off the top of your head, knowing what type of investor you are might help you avoid making...

Friday, July 21, 2023

This is the start of a multi-part series covering what I would consider “The Basics of Estate Planning.”  As Financial Advisors, we wear many hats as we help our clients navigate their Wealth Management Journey. ...

Tuesday, July 18, 2023

A chatbot with uncanny human-like writing abilities has become the poster child for artificial intelligence (AI) since it was released in late 2022, inspiring new levels of attention, excitement, and concern about recent advances in...

Wednesday, July 12, 2023

The first half of 2023 is officially “in the books” as they say and we believe there’s value in reflecting on the months gone by and taking stock of what transpired.  I think it’s fair to say that for the...

Tuesday, July 11, 2023

The crude oil and natural gas industry has faced significant challenges since the COVID pandemic, including supply disruptions, price volatility, and rapid inflation. However, heavy cash flow for oil and gas companies has led to a...

Tuesday, July 4, 2023

Setting Financial Goals and Creating a Plan: Pursuing Financial SuccessFinancial wellness is a term that refers to the overall health and well-being of an individual's finances. In order to work toward financial wellness, it is...

Tuesday, June 27, 2023

While it may seem that fishing and investing are completely unrelated, believe it or not, there are some characteristics that make a person good at fishing that can also transfer to investing. Here are six fishing lessons you can apply...

Tuesday, June 13, 2023

June is National Homeownership Month, which seems particularly apt this year. With home prices rising to unprecedented levels and multiple offers becoming commonplace in residential transactions, it seems that everyone is...

Tuesday, June 6, 2023

College is expensive for many people. The average tuition and fees at a college or university for the 2021 to 2022 academic year at a four-year institution was $10,740. This may include the cost of tuition, books, and housing. For some...

Tuesday, May 30, 2023

We’ve all seen them on Facebook—majestic photos of friends and family, their faces flushed with a healthy glow, at the top of what appears to be a mountain peak with a spectacular view. Pictures like this make the activity...

Monday, May 22, 2023

If you're thinking about opening a 529 account, or if you've already opened one, you might be wondering how 529 funds will affect your child's financial aid eligibility. A general word about financial aid-The financial aid process is all...

Monday, May 15, 2023

Running a business requires gaining expertise in many things over a short period—especially financial matters. If finances do not come naturally to you, you may quickly feel like you are in over your head. Fortunately, mastering...

Monday, May 8, 2023

Navigating elder care and elder care finances in the U.S. can be a challenge even for the most well-prepared households. So what, exactly, is involved in senior financial planning? What steps can you take now to help you be prepared...

Monday, May 1, 2023

May the Fourth Be With You! A long time ago, in a galaxy far, far away, Star Wars was born. Over the years, the movies have evolved into an "epic space opera" with a fan base that circles the globe. What makes the Star...

Tuesday, April 25, 2023

Targeted scams have become even more popular with the amount of personal information readily available on the internet. Social Security recipients are, unfortunately, targeted by some of the most sophisticated scam artists out there....

Tuesday, April 18, 2023

Money can be a confusing and unapproachable topic for adults, let alone for kids. The key is to teach children about money early so that they can develop a healthy relationship with it.Here are the best ways to give children a glimpse...

Tuesday, April 11, 2023

Unlike verbal literacy, financial literacy isn't often taught in schools—which means that many people may enter adulthood without having all the tools they need to make informed and effective financial decisions.[1] Fortunately,...

Tuesday, April 4, 2023

If you saved for retirement for a while, you might look forward to a break from financial responsibility for the remaining portion of your life. But striving for economic betterment should not end when you hit retirement. You may...

Tuesday, April 4, 2023

April is National Social Security Month. For many Americans, social security is the primary or maybe even the only source of income they receive in retirement. As we work with our clients to plan for retirement an important part of the...

Tuesday, March 28, 2023

Baseball and financial management can have more in common than meets the eye. Below, we discuss four key lessons that investors—and everyone else—can learn from America's favorite pastime. Diversification of Assets is...

Tuesday, March 14, 2023

Unique health and caregiving worries and an industry that doesn’t listen wellWomen have special concerns about financial security that financial advisors need to address. For one thing, they tend to live longer than men, so they...

Tuesday, March 14, 2023

It will take some time, but the FDIC was designed for moments like thisThe FDIC-seizure of Silicon Valley Bank is the second-largest US bank failure in history as it held $209 billion in assets at the time of its collapse. Even after...

Tuesday, March 14, 2023

Financial markets were shaken last week as Silicon Valley Bank (SVB), the California bank subsidiary of SVB Financial Group (SIVB), fell into FDIC receivership. SVB is the first FDIC-insured institution to fail since 2020 and the...

Monday, March 13, 2023

There’s a parable of a farmer and his neighbor named “Mr. Market”.   Warren Buffett is credited with the origins of this story in a letter he wrote in 1987 to Berkshire Hathaway shareholders but he only...

Tuesday, March 7, 2023

If you're like many Americans, you may have a few dents and dings on your credit report. As of 2023, around one in five adults has either a "fair" or "poor" credit score, which can impact their ability to qualify for a loan, rent an...

Tuesday, February 28, 2023

We all want more money, and many of us would like to work less, as well. This may seem like a dilemma, yet there is a solution. One way to increase money without working is to avoid spending it in the first place. Some people call this...

Wednesday, February 22, 2023

Setting Financial Goals and Creating a Plan: Pursuing Financial SuccessFinancial wellness is a term that refers to the overall health and well-being of an individual's finances. In order to work toward financial wellness, it is...

Wednesday, February 15, 2023

With the signing of the Omnibus Appropriations package into law, both employees and employers can take advantage of more than 90 new provisions aimed at creating opportunities to create or modify workplace retirement plans and...

Wednesday, February 8, 2023

Ah, Money. The word leaves you with a positive or a negative feeling when you hear it. The feeling we get from money, and investing, has deep roots inside our emotions, although we may not understand why. Behavioral science explains...

Tuesday, January 31, 2023

While there is no one-size fits all, avoiding these mistakes is a good startA lot of 401(k) investors end up making the same mistakes when choosing their investments. The results are low returns and unbalanced portfolios. Avoiding...

Tuesday, January 24, 2023

Normal retirement age used to be 65, but things are way different todayYou might be thinking about retiring, but how do you know when you are really ready for it, mentally and financially? For decades, the normal retirement age was 65....

Tuesday, January 17, 2023

New findings from the New York Federal Reserve reveal that millennials have now racked up over US$1 trillion of debt.This troubling amount of debt, an increase of over 22 percent in just five years, is more than any other generation in...

Tuesday, January 10, 2023

What is shifting income and tax liability?Income shifting (also known as income splitting) may be defined as dividing income among taxpayers in a way that lowers the overall tax burden imposed on the income. Typically, income is...

Monday, January 9, 2023

That’s a heck of a dramatic subject line, “Life Altering Technology”, but it’s something I feel people should be informed.  I’d love feedback on this piece so if you’ve already heard of this...

Tuesday, January 3, 2023

Financial stress can have a direct negative impact on a person's health and happiness. Unfortunately, this may lead to a downward spiral. The more stress you're feeling, the larger your financial hurdles may seem, and the more you...

Tuesday, December 27, 2022

If the end of the year has you in planning mode, you’re not alone—starting a new year may be a great opportunity for a review and renewal. What steps might you take for next year? Review Asset AllocationsMost...

Tuesday, December 13, 2022

At the end of the year, it is necessary to reflect on your financial picture, review the last 12 months, and plan for the future. With all that is involved, it can seem overwhelming. Consider breaking up the responsibilities over...

Tuesday, December 6, 2022

Part of the joy of making money and building wealth is not solely the aim to live a flexible life of convenience; it is also giving to those we love. Typically when we think of passing down money to loved ones, it is through a will...

Friday, December 2, 2022

Communicating openly can help everyone prepare and plan for the futureMany parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with...

Saturday, November 19, 2022

Through charitable giving, you can support causes or organizations you believe in and lock in tax benefits simultaneously. Whether you’re new to charitable giving or a veteran, there are several strategies you should keep in mind...

Wednesday, November 16, 2022

What are appropriate checklists for year-end tax planning?Tax planners often develop checklists to guide taxpayers toward year-end strategies that might help reduce taxes. Typically, suggestions are grouped into several different...

Wednesday, November 9, 2022

Tips for being proactive in safeguarding your identity and your credit scoreIdentity theft is a serious crime, with increasingly greater numbers of consumers being affected every year. As part of a protection strategy, the Federal...

Tuesday, November 1, 2022

“I’m trying to eat healthy food” is a phrase said by many but implemented by few because of budget restraints. Grocery shopping for healthy foods, or what you perceive to be healthy foods, can get expensive very...

Tuesday, October 25, 2022

Investing can be a roller coaster—and, when the market starts dropping, it may even feel more like a haunted house. With recession fears mounting, what can investors do to stay the course and escape unscathed? Here we discuss...

Tuesday, October 18, 2022

The most important tip of all? Hire a financial advisor.Investing can be stressful, but it doesn’t have to be. If you have a portfolio that was built for you and use the help of a financial advisor, you shouldn’t be too...

Tuesday, October 11, 2022

High Net-Worth executives and those that have been self-employed, can experience common problems in their financial planning journey. Often, they have missed opportunities in their financial planning because they haven’t planned...

Tuesday, October 4, 2022

More consumers are conducting financial transactions online and may become vulnerable to tracking, hacking, identity theft, phishing scams, and other cyberspace risks. While nothing can guarantee complete safety on the Internet,...

Tuesday, September 27, 2022

Making it Easy to Make A DifferenceAmericans donate billions to charity annually. If you give to charity, you need to know about one of the best tools to facilitate generosity: Donor-Advised Funds (DAFs).DAFs date from the 1930s but...

Tuesday, September 20, 2022

A surprising two out of every three American adults do not have any kind of written estate plan.1 For adults who also serve as family caregivers, not having a plan in place can pose major risks for them and their entire...

Tuesday, September 13, 2022

You're about to receive a distribution from your 401(k) plan, and you're considering a rollover to a traditional IRA. While these transactions are normally straightforward and trouble-free, there are some pitfalls you'll want to avoid...

Thursday, September 8, 2022

In Mid-August my wife and I took our four kids on our first full-fledged family road trip. From Casper to Arches National Park from there to Zion National Park from there to Coronado Island to Sequoia National Park to Yosemite National...

Tuesday, September 6, 2022

Are you a football fan? Do you analyze the teams, study the plays, rattle off statistics, current and years past? The steps required to plan your financial future are not dissimilar to football. Producing a solid team requires planning...

Tuesday, August 23, 2022

People often have twice the credit they actually need. Avoid temptation by never charging more than 50% of your total credit limit.Join your company’s retirement plan and try to contribute as much as you can, especially when the...

Tuesday, August 16, 2022

Many of you already have estate documents, probably executed many years ago. You need an estate attorney to look over your documents every 10 years or so. Here are a dozen points to review. Do you have a will and powers of attorney for...

Tuesday, August 9, 2022

When your child first started school, you doled out the change for milk and a snack on a daily basis. But now that your kindergartner has grown up, it's time for you to make sure that your child has enough financial knowledge to manage...

Tuesday, August 2, 2022

Remember the words of Yogi Berra when a company splits its stockThe summer of 2022 could be known as the Summer of Stock Splits, as several high-profile companies have either split their stock or announced their intention to split....

Tuesday, July 26, 2022

Knowing when it’s the right time to retire can be difficult, especially if you love your job. Even professional athletes have a hard time knowing when to walk away!These athletes thought they were ready for retirement but...

Tuesday, July 19, 2022

Anchor your financial planning on how long your money needs to lastHow long do you think you will live? How long does your money need to last? If you’re like most people, you get this age wrong.The consequence? Faulty retirement...

Tuesday, July 12, 2022

When you're first starting out with your own business, you're likely to be focused more on staying afloat than on contingency planning. But as your family business expands and grows, it's important to ensure that this is done in a...

Thursday, July 7, 2022

As the calendar has turned to July, investors would certainly like to forget the first six months of 2022. However, the Fourth of July Independence Day holiday does bring with it reason for celebration. Not only is it the 246th...

Tuesday, July 5, 2022

Teaching your kids now may be the best gift that you ever give them.A four- or five-year-old child may seem too young to grasp the concept of money management, but even at an early age, children waiting in a supermarket checkout line...

Tuesday, June 28, 2022

Save and Invest. When your children are grown and leave home, you are released from being the financial “provider”: No more bills for everything from food and clothes to visits to the dentist. Along with this...

Tuesday, June 21, 2022

The sandwich generation is a term commonly used to describe those between the ages of 40 and 59 who are responsible for raising their family and are also often helping their aging parents manage their ongoing needs. Those members of...

Tuesday, June 14, 2022

You don't need to wait until the end of the year to look for ways to minimize your tax liability. Tax planning should take place throughout the year to have you prepared well ahead of tax season. Here are six ways to minimize your tax...

Tuesday, June 7, 2022

I have seen my share of client-drafted wills. While most people opt to have a lawyer draft their last will and testament, there is no requirement that an attorney do so. If you do opt to draft your own will, make sure to avoid the...

Tuesday, May 31, 2022

When was the last time you evaluated your homeowners insurance? Have your needs changed since you initially purchased your homeowners policy? If so, there may be gaps in your insurance coverage. For example, you may have acquired...

Tuesday, May 31, 2022

It’s been an interesting time in our business.  First, the establishment of our new firm which also came at an interesting time in the Market.  All I’ll say about the new business is a big Thank You to every...

Tuesday, May 24, 2022

While there is no one-size fits all, avoiding these mistakes is a good start A lot of 401(k) investors end up making the same mistakes when choosing their investments. The results are low returns and unbalanced portfolios. Avoiding...

Tuesday, May 17, 2022

Making sure your investments help you work towards your true life goals Too often during uncertain times, we inadvertently compare ourselves to the people around us – and that may lead us to make financial mistakes. In his book...

Tuesday, May 10, 2022

Parenthood can be both wonderfully rewarding and frighteningly challenging. Children give gifts only a parent can understand — from sticky-finger hugs to heartfelt pleas to tag along on Saturday morning errands. You raise them...

Monday, May 2, 2022

Celebrated on the fifth day of May, Cinco de Mayo is an increasingly popular holiday that honors the Mexican Army's victory in the Franco-Mexican War. The date is sometimes referred to as the Battle of Puebla Day, which the...

Friday, April 22, 2022

Market timing is a “strategy” of deciding when to buy and sell stocks by attempting to predict which way and when stocks will move. Let’s look at an example and the data to determine why market timing is unwise....

Tuesday, April 19, 2022

And for all adults to put into practice too I was walking with a friend and his 6-year old daughter and we stopped by an ATM on the way to lunch. As my friend was getting some cash, I couldn’t help but notice the confused look on...

Monday, April 4, 2022

As we approach tax day 2022, you may be expecting to receive a tax refund. While you may have a temptation to spend your tax return, other options may be more beneficial to your financial situation.